Terms & Conditions

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Terms & Conditions

Publisher: International Anti-Fraud Lawyers Association

Effective Date: March 15, 2025

1. Acceptance of Terms

By accessing and using our company's website, products, or services (collectively, the "Services"), you agree to be bound by these Terms and Conditions. If you do not agree to any part of these terms, please do not use our Services.

2. Changes to Terms

We reserve the right to modify, add, or delete portions of these Terms and Conditions at any time. Changes will take effect immediately upon posting. It is your responsibility to review these terms periodically, and your continued use of our Services constitutes acceptance of any modifications.

3. User Accounts

To access certain features of our Services, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

4. Intellectual Property

All content, trademarks, logos, and intellectual property on our website are owned by our company. You may not use, reproduce, or distribute our content without our express written consent.

5. User Content

By submitting content (text, images, etc.) to our website, you grant our company a non‑exclusive, royalty‑free, worldwide, perpetual license to use, reproduce, modify, and distribute that content for the purpose of providing our Services.

6. Disclaimer and Limitation of Liability

This website is provided on an "as is" and "as available" basis without any representations or endorsements and without any warranties of any kind, whether express or implied, including but not limited to implied warranties of satisfactory quality, fitness for a particular purpose, non‑infringement, compatibility, security, and accuracy.

To the extent permitted by law, our company shall not be liable for any indirect or consequential loss or damage (including but not limited to loss of business, opportunity, data, or profits) arising out of or in connection with the use of this website.

We do not warrant that the functions of this website will be uninterrupted or error‑free, that defects will be corrected, or that the website or the server that makes it available is free of viruses or anything else that may be harmful or destructive.

Nothing in these Terms and Conditions shall be construed as excluding or limiting our company's liability for death or personal injury caused by our negligence or that of our employees or agents.

7. Links to Other Websites

This website may contain links to third‑party websites that are controlled and maintained by others. The provision of such links does not imply our endorsement of those websites, and you acknowledge and agree that we are not responsible for the content or availability of any such sites. If you access any website through a link on this website, you do so at your own risk.

Any party wishing to link to this website is permitted to do so, subject to the following conditions:

  • Unless we agree otherwise in writing, you may not imply that we endorse the other party's services or products;
  • You must not misrepresent your relationship with this website; and
  • The website from which you link must not contain offensive or otherwise controversial content, or content that infringes any intellectual property or other third‑party rights.

If you link to this website in violation of our terms, you shall indemnify us for any loss or damage caused to the website as a result of such link.

8. Copyright

All copyright, trademarks, and all other intellectual property rights in this website and its content (including but not limited to the website design, text, graphics, and all software and source code relating to the website) are owned by or licensed to Malay Surveys or otherwise used by Malay Surveys as permitted by law.

By accessing this website, you agree that the content you access is for your personal, non‑commercial use only. No content may be downloaded, copied, reproduced, transmitted, stored, sold, or distributed without the prior written consent of the copyright owner. This does not include the downloading, copying, and/or printing of pages from the website for personal, non‑commercial home use only.

9. Payment and Billing

If our Services include a payment component, you agree to pay all fees and charges associated with your account. All payments are non‑refundable.

10. Limitation of Liability

Our company shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of our Services. This includes, but is not limited to, any loss of data, business interruption, or loss of profits.

11. Governing Law and Dispute Resolution

These Terms and Conditions are governed by and construed in accordance with the laws of the applicable jurisdiction. Any dispute arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the competent courts of the relevant country.

12. Termination

We reserve the right to terminate or suspend your account and access to our Services for any reason, including violation of these Terms and Conditions, without prior notice.

13. Privacy

Your use of our Services is also governed by our Privacy Policy, which can be found at [Privacy Policy Link].

14. Force Majeure

Our company shall not be liable for any failure or delay in performing its obligations under these Terms and Conditions if such failure or delay results from circumstances beyond our reasonable control.

By using our website and Services, you agree to the terms outlined in these Terms and Conditions.


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